Route 2 FI - Free As A Bird | My Net Worth Is Up $39,638 Last 6 Months! And I Signed A New Job

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Hi everybody! Welcome to the third edition of my newsletter "Free As A Bird".

The name of the newsletter represents us - we want to be free. Free to choose how we spend our lives.

First things first!

Did you see Bill Masur’s tweetstorm? If not, check it out below.

It’s the most thought provoking thread I’ve ever seen on Twitter! If you like @naval, you’re gonna love this guy!

The tweetstorm include quotes like:

  • “If you are living for the weekend you are already dead”.

  • “The poorest person is usually wealthy in the most valuable resource, time.”

  • “Most billionaires have earned it and you’re just a damn hater. “

Net Worth

Did you check out my net worth report this month? I tried a new design this time, I’ll hope you like it!

Updated net worth report here. 

Hopefully I’ll pass $200,000 already in july this year.

I Signed The Contract For A New Job!

I got two offers for a new job. Before I decided which job to take, I asked Twitter. You can see the results below.

So, which job did I take?

I went for option 2.

Why did I do that when there was no commute on option 1?

  • Deputy chef and leader of the engineering team. I believe this will give me way better options down the road compared to option 1.

  • 35,5 hours/week job. No one will force me to job more, it’s just if I want to. And if I want to, they pay me over time.

  • More responsibility. I like the feeling of that. It is also more exciting tasks.

  • 1/2 of the year this is a nice bike trip (15 km each way). I love to work out, this is a free option to do it every day. The other 1/2 of the year I have to commute door-to-door 45 min by train (or 15 min by car).

Almost everyone on Twitter voted for the option with no commute, and while that would be fantastic I wouldn’t get the same job role with development possibilities.

And you know what, if I don’t like my new job, I can always apply for option 1 again. Option 1 is not a once-in-a-lifetime-possibilty.

What do you think? Which offer would you take?

Articles I Read This Week That Got Me Thinking 

The Biggest Returns by Morgan Housel @morgannhousel (4 min read).

"What makes people happy is having options – doing what you want, with who you want, when you want, where you want.

And options come from savings and assets, which are the opposite of spending."

The Best Kind Of Learning by Irrelevant Investor (Michael Batnick) (4 min read).

Reading has been critical to my growth but I want to make something very clear.

No book can teach you how to invest, and certainly no book can tell you what it feels like to lose your own money.

Reading is not a shortcut and it certainly is not a substitute for doing.

The first book on investing that I read, almost definitely due to Googling “best investment books ever,” was The Intelligent Investor.

Graham’s ideas made so much sense to me, not really the stuff about valuing a business, because I didn’t know the first thing about accounting, but the notion that the value of a business is irrelevant in the short-run.

All that stuff about Mr. Market made a huge impression on me for the same reasons that it makes a huge impression on everyone who has ever read it.

So what did I do after reading this brilliant work from the father of value investing?

I started speculating in the market, naturally.

It didn’t take long for me to figure out that I was not immune to fear and greed, the exact things that Graham cautioned the intelligent investor not to do in his book.

Not only was I not immune to it, seeing my account go up and down was all that mattered. Red, bad, green, good. Repeat until dumb.

Stock Market Returns Over Different Time Periods (1872-2018) by Visual Capitalist (2 min. read).

Have you seen this beautiful visualization?

Using just one-year intervals of time, the market can be a crapshoot.

Unfortunately, if you were to just choose a one-year period at random, there would be a significant chance of losing money.

However, as the timeframes get longer – the animation goes to 5-year, 10-year, and then 20-year rolling periods – the frequency of losses rapidly decreases.

By the time you get to the 20-year windows, there isn’t a single instance in which the market had a negative return.

Animation: Stock Market Returns Over Different Time Periods (1872-2018)

The Book I'm Reading Right Now

Your Money And Your Brain by Jason Zweig

This behavioral finance book is one of my favorites. It’s actually more about psychology.

The book, in a very non-technical language, touches on how the body reacts physically and mentally to the changing stock market.

The author explains how the brain works when faced with pleasant events (stocks going up) and unpleasant events (stocks going down) and when faced with peer pressure or an important decision.

After the explanation, the book tells you simple techniques to avoid or circumvent these issues as well as a great checklist to go through before investing in the stock market.

Send me a mail if you want a free copy of this book.

What I'm Listening To

Work As Hard As You Can by Naval | @naval

If getting wealthy is your goal, you are going to have to work as hard as you can. But hard work is absolutely no substitute for who you work with and what you work on.

What you work on is probably the most important thing.

Nobody really works 80 hours a week

Now, this is where the mythology gets a little crazy.

People who work 80, 120 hour weeks, a lot of that’s just status signaling.

It’s showing off. Nobody really works 80 to 120 hours a week sustained at high output with mental clarity. Your brain breaks down. You just won’t have good ideas.

Really, the way people tend to work most effectively, especially in knowledge work, is they sprint as hard as they can while they’re working on something, and they’re inspired and they’re passionate; and then they rest. They take long breaks.

It’s more like a lion hunting and much less a marathon runner running.

You sprint, then you rest, you re-assess, and then you try again.

What you end up doing is you end up building a marathon of sprints.

This Week's Writing

Financial Independence: The Ability To Go In And Out Of Situations (5 min read).

Today I’m happy to introduce the first guest post on this site with a very special guest: Sam from the norwegian blog Balansere.

The blog Balansere is absolutely one of my favorite blogs, and special to me because I really can relate to how she writes.

Sam writes deep meaningful posts that really makes you think.

In this guest post I asked her to write a post about financial freedom, minimalism and the importance of solitude.

The article was also featured on the front page of

Quote that got me thinking

“Money doesn’t buy happiness but everyone likes to find it out for themselves.” 

@billionaire_key on Twitter

Have questions, comments or suggestions? I would love to help you.

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Feel free to reach out directly @Route2FI on Twitter or email me at

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Thanks for reading,
Route 2 FI